Place residents faster
Average 24-hour turnaround, with one in three references returned instantly. Every void day is lost rent. Faster referencing means recovered income and a tenancy process that keeps moving.
Fraud-resistant income verification
Income verified direct from HMRC and Open Banking, not payslips. No documents, no delays, no forgeable paperwork. Every reference is fully insurable until vacant possession.
Remote Right to Rent checks
IDVT means residents verify their identity and Right to Rent remotely using biometric technology. No appointment needed, no one needs to be on site, and the check is more secure than a manual document review, built for smart-access and staffless buildings.
Compliance built in as standard
PEPs, sanctions and Right to Rent run automatically inside every PRO Reference. 12-month monitoring, a full audit trail and no manual OFSI checks. No separate process to manage.
Fully insurable references
Every PRO Reference is fully insurable until vacant possession. Transparent outcomes mean your team can see exactly what was checked, what flagged and why, so every decision is defensible.
Sits alongside your existing systems
PRO Referencing slots in at the referencing and compliance layer via API. Whatever system you already run, nothing gets replaced and no one needs to change how they work.
Credit checks
PRO Referencing evaluates every tenant on credit score, outstanding debts, CCJs, bankruptcies and past payment behaviour. When you are managing a block, not a single property, the quality of every referencing decision compounds across the whole portfolio.
Sanctions checks
PEPs and sanctions checks run inside every PRO Reference automatically. 12-month continuous monitoring with real-time alerts, a full audit trail and no manual OFSI checks. For operators reporting to investors and lenders, every check is documented and defensible.
Direct to payroll checks
Income verified directly with payroll providers, covering over 80% of UK employees including the NHS. Particularly relevant at build to rent volume, where the speed and accuracy of income verification at scale directly affects how fast you can move tenants in.
HMRC verification
Income verified directly via HMRC alongside payroll and Open Banking data. No reliance on documents. The most complete and fraud-resistant income picture available, returned at the speed build to rent volume demands.
Open Banking
Instant access to tenants' real financial data including employment, pension and benefits, verified at source. Build to rent attracts a wide range of applicant profiles. Open Banking means every one of them can be referenced accurately without relying on paperwork.
Identity Document Validation Technology
Government-approved Identity Document Validation Technology removes the risk of identity fraud and eliminates in-person right to rent checks entirely. Tenants verify remotely at any point in the process. No appointments, no site visits, no friction in the tenancy journey.
One payment
The tenant pays once, equivalent to one month of their rent. No monthly charges. No renewals. No gaps in cover.
Whole tenancy covered
One tenant purchases Goodlord Guarantor and all tenants in the property are covered for up to three years.
Nothing extra for your team
No charge to the operator. Built into the referencing journey so there are no extra steps to remember.
Smarter identity verification
Advanced biometric AI verifies resident identities in seconds using bank-grade facial recognition, so you know applicants are who they say they are before they set foot in the building.
Intelligent financial data processing
Machine learning enriches and structures Open Banking data, turning complex financial information into clear, actionable screening outcomes. No manual interpretation required.
Automated verification
Secure integrations connect directly to payroll providers, HMRC and income sources. Documents that can be forged are bypassed entirely. References come back faster and with greater accuracy.
Adrian Ray
Lettings Consultant
“I know for others here time is so tight with doing early starts and late finishes - but it would be even worse, I think, were it not for the Goodlord referencing process, and we continue to get really positive feedback from all of our end users. Be that our landlords and our tenants.”
Daniel Mould
Lettings New Business Partner
“Goodlord's referencing and software let us compete with agents who take two weeks for move-ins. We can do it in 48 hours - no other agency can match that.”
Tom Pawley
Lettings Manager
“Thanks to Goodlord, I always have complete confidence in my tenant selection process.”
Kumar Gurung
Letting Agent
“Thanks to Goodlord, I always have complete confidence in my tenant selection process.”
